Credit Manager

HDFC Bank is India's leading private sector bank with a vast network across the country, offering comprehensive banking and financial services. Known for its robust corporate banking division, the bank serves thousands of corporate and SME clients with tailored lending solutions.

We are looking for a seasoned Credit Manager to lead credit evaluation and risk assessment for corporate and SME lending portfolios. This role involves managing credit underwriting, ensuring compliance with lending policies, and driving portfolio quality.

• Evaluate and approve credit proposals for corporate and SME clients up to designated sanction limits
• Conduct comprehensive financial analysis, risk assessment, and due diligence for lending decisions
• Ensure adherence to RBI guidelines, bank policies, and credit risk management frameworks
• Collaborate with relationship managers to structure customized lending solutions for clients
• Monitor portfolio performance, track NPA trends, and implement corrective action plans
• Lead credit review meetings and present portfolio insights to senior management

• 8+ years of experience in corporate or SME credit underwriting within banking or NBFC sector
• Strong knowledge of financial statement analysis, credit risk models, and regulatory guidelines
• MBA in Finance or CA/ICWA qualification preferred
• Proven track record of managing credit portfolios with minimal delinquencies
• Excellent decision-making abilities and strong business acumen
• Proficiency in credit management software and advanced Excel skills
• Outstanding stakeholder management and communication skills

• Competitive package between ₹18L – ₹25L per annum
• Lead credit decisions for India's most trusted banking brand with diverse corporate clientele
• Work alongside experienced banking professionals in a collaborative environment
• Hybrid work model offering flexibility and work-life balance
• Excellent career growth opportunities within HDFC Bank's extensive corporate banking network

This opening is not listed on any public job portal. It is a verified internal opportunity exclusively accessible through the website careerjump.co.in and directly apply to this job role. They also have similar job openings posted daily on their website. You can also join their WhatsApp Community for daily updates on verified internal job openings.