Credit Manager - Corporate Lending

ICICI Bank is India's second-largest private sector bank with a comprehensive portfolio of financial products and services. With a strong focus on corporate and SME banking, ICICI Bank serves thousands of businesses across diverse sectors, enabling their growth through customized financing solutions.

The Credit Manager will evaluate and structure corporate loan proposals, conduct credit risk assessments, and manage relationships with mid to large corporate clients. This role requires strong credit analysis skills, industry knowledge, and the ability to make sound risk-based lending decisions.

• Evaluate corporate loan proposals ranging from ₹50 crores to ₹500 crores across manufacturing, services, and infrastructure sectors
• Conduct comprehensive financial analysis, industry research, and risk assessment to determine creditworthiness
• Structure financing solutions including term loans, working capital facilities, LC/BG limits, and trade finance products
• Prepare detailed credit appraisal notes, risk ratings, and recommendations for credit committee review
• Monitor loan portfolio quality, conduct periodic reviews, and recommend risk mitigation measures
• Collaborate with relationship managers, legal, and operations teams to ensure smooth loan disbursement and documentation

• 8-12 years of experience in corporate credit, credit analysis, or commercial lending in banking/NBFC sector
• Strong expertise in financial statement analysis, cash flow modeling, and credit risk assessment frameworks
• Deep understanding of various loan structures, security documentation, and regulatory guidelines (RBI norms)
• Industry knowledge across sectors such as manufacturing, infrastructure, textiles, or pharmaceuticals preferred
• Excellent analytical and decision-making skills with ability to assess complex credit scenarios
• CA, MBA Finance, or equivalent qualification from recognized institutions
• Proficiency in credit management systems, financial modeling tools, and MS Excel

• Competitive package between ₹15L – ₹21L per annum
• Evaluate high-value corporate transactions and influence significant lending decisions
• Work with experienced credit professionals in India's leading private sector bank
• On-site role with comprehensive banking benefits including performance incentives
• Clear progression path to senior credit roles and portfolio management positions

This opening is not listed on any public job portal. It is a verified internal opportunity exclusively accessible through the website careerjump.co.in and directly apply to this job role. They also have similar job openings posted daily on their website. You can also join their WhatsApp Community for daily updates on verified internal job openings.